robert said: > This is one of the very few internet startups that I have seen lately > that I think makes a lot of sense. oh yes, to be able to send and receive money via e-mail is a fantastic capability that i've been eagerly anticipating. it's been one of the missing links to make money from e-publishing. and it might very well help shareware authors get more payments. another interesting development is millicent.com, which will be facilitating micropayments as small as one-thousandth of a cent, keyed to your customer visiting pages on your website. (where, for instance, they might receive your file via ftp.) when you can take payments of as little as a penny or two, i suspect you'll be opening the door to million-unit sales. (a million sales at two cents each will net you $20,000.) i've been trying to sign up at paypal.com since jay mentioned it. no luck. (i can get on their site, but not to their secure server.) however, i did get signed up at x.com. even though x.com and paypal.com are merging, they say it'll be a while, so i suggest signing up with both. and, if i remember correctly, x.com does _not_ charge you any fee when you fund your account with your credit card... -bowerbird